Student Loan Elimination

We helps clients explore options for student loan elimination through bankruptcy, an often-overlooked path toward financial freedom. With over 20 years of experience in debt relief, we know the rules, requirements, and legal strategies that can help discharge or manage student loans under Chapter 7 or Chapter 13 bankruptcy. If you're trapped in decades of payments with no end in sight, it’s time to learn your legal rights. Call 478-745-8490 today to schedule a consultation and find out if you qualify.

Student Loan Bankruptcy Options in Georgia

Contrary to common belief, student loans can be discharged—but only under specific conditions. If loans cause undue hardship, you may be eligible for full or partial discharge through a separate legal process known as an adversary proceeding. At Julius King LLC, we evaluate your loan status, income, repayment history, and hardship factors to see if you qualify under the legal standards. Even if full elimination isn’t possible, Chapter 13 may help by organizing your loan payments into a manageable plan.

Ignoring Debt Won’t Make It Go Away

If you ignore student loans, interest continues to build, penalties grow, and collection efforts intensify. You could face wage garnishments, tax refund seizures, or aggressive collection calls. Many borrowers feel stuck for decades, sacrificing credit health and personal milestones like homeownership. If nothing changes, neither will the debt. But you do have legal tools—and you don’t have to face it alone.

Work With a Student Loan Bankruptcy Attorney

Our firm knows how Georgia bankruptcy courts handle student loan cases. Julius King works closely with each client to file properly, represent their interests during hearings, and make a compelling case under the Brunner Test or similar hardship standards. We combine technical knowledge with legal strategy to fight for your fresh start.

Work With a Student Loan Bankruptcy Attorney

Targeted Relief and Long-Term Planning

Through Chapter 7 or Chapter 13, we help eliminate or restructure student debt. We guide you in gathering the right documentation, demonstrating hardship, and positioning your case for success. Even if discharge is denied, structured repayment may reduce stress, prevent default, and help improve your credit.

Get Answers From an Attorney Who Knows

If student loans keep you up at night, now is the time to act. Contact Julius King LLC and get a clear answer about your legal options.
Call 478-745-8490 to speak with an attorney who understands what’s at stake.

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